What is High-Risk Driver Insurance?
If you plead guilty to a DWI, don’t count on keeping your conviction a secret from your insurance company. Similarly, don’t expect them to overlook a DWI or DUI conviction because you’ve been a loyal customer for years. In other words, you’ve become what insurance companies refer to as a “high-risk driver.”
High risk car insurance is the insurance category for drivers with past driving violations, inexperience or poor credit. If you meet any of this criteria many insurance companies will consider you a high risk driver. There’s a good chance you your policy will be cancelled immediately. And if your insurance company doesn’t cancel your policy outright, expect your rates to go up substantially, possibly beyond your ability to pay. As a rule, major carriers do not insure drivers with a DWI or DUI conviction on their record. In other words, you may have to go with a smaller and possible less reputable insurer.
There is Still Hope
While some insurance companies won’t insure a motorist with ANY marks on their driving record, there are some reputable carriers who will insure high risk drivers.
Don’t go down without a fight. Houston DWI Lawyer Clyde Burleson has successfully defended numerous Houston DWI cases. Clyde Burleson is familiar with all aspects of the Texas DWI laws. He is a former Assistant District Attorney and one of the chief prosecutors for the Texas Alcoholic Beverage Commission (TABC).
Call Clyde W. Burlseon, P.C.
In conclusion, to get the best DWI defense contact Houston DWI attorney Clyde Burleson for a free consultation about your legal situation.